Now more than ever, you can enjoy money-saving benefits on your auto insurance policy without feeling the heat. And one way to go about this is by getting and comparing auto insurance quotes. Actually, there are several ways to get free car insurance quotes.
But before deciding on anything, you will have to look into car insurance companies’ complaint records and customer satisfaction to help find the bets insurers to work with. Moreover, you should get at least three car insurance quotes online or from an agent so you can evaluate whether you’re getting a good price with your current insurance for the desired coverage.
Having said that, here is how you can get free car insurance quotes.
Direct Quotes or Over the Phone
Getting free car insurance quotes online is among the most convenient ways to shop for car insurance. Most companies tend to offer free car insurance quotes letting you start online but then assign you a captive agent to finalize your quote over the phone.
Opting to purchase insurance directly without the help of an agent offers you more freedom to adjust coverages and see car insurance quotes for yourself. But there may be follow-up calls and emails or you may find that websites can offer less information than is the case with speaking directly with an agent.
Captive Agents
There is also the option of getting free car insurance quotes through a captive agent. These individuals work for one specific auto insurance company. Their role is to figure out what policy is best for you and offers a car insurance quote, In return, the auto insurance agent earns a commission when you buy a policy.
Unlike other agents, however, a captive auto insurance agent may receive a salary from the company they work for. If your auto insurance needs are relatively complex, you may want to work with a captive agent.
After all, they have what it takes to help you navigate through your unique situation. But remember captive auto insurance agents are limited to selling from one company.